10 things you need to know before you file
These tips will help you avoid more costs, delays, or complexity no matter how you file.
These tips will help you avoid more costs, delays, or complexity no matter how you file.
Serving all of Weber County and the rest of Utah
Free Bankruptcy Consultation
Free Bankruptcy Consultation
Are you struggling with debts and there is no relief in sight? Are you concerned about how to navigate the road ahead? There is help available. Call or text us now to discuss your options. There is no cost for this helpful consultation.
Are you struggling with debts and there is no relief in sight? Are you concerned about how to navigate the road ahead? There is help available. Call or text us now to discuss your options. There is no cost for this helpful consultation.
Now offering student loan relief
Serving all of Weber County
Remote services, no office visit required
Sí hablamos español
40+
Combined years of experience
5,800+
Successful cases
4.9
Star rating from clients
40+
Combined years of experience
5,800+
Successful cases
4.9
Star rating from clients
40+
Combined years of experience
5,800+
Successful cases
4.9
Star rating from clients
Weber County Services
Weber County Services
Chapter 7 bankruptcy
In Utah, Chapter 7 is the so-called "fresh start" type of bankruptcy. It immediately stops wage garnishments and all collection activity. No more calls or lawsuits. It clears all of your unsecured debt, including those piled-up medical bills, credit card balances, certain types of loans and repossessions, broken leases, and more.
In Utah, Chapter 7 is the so-called "fresh start" type of bankruptcy. It immediately stops wage garnishments and all collection activity. No more calls or lawsuits. It clears all of your unsecured debt, including those piled-up medical bills, credit card balances, certain types of loans and repossessions, broken leases, and more.
Chapter 13 bankruptcy
Chapter 13 bankruptcy is a debt consolidation program that is supervised by the federal bankruptcy court based in Salt Lake City. With a Chapter 13 filing, you will make monthly payments for a set period of time to a bankruptcy trustee. Whatever isn't paid off by the end of the payment plan is wiped out. Unlike private debt consolidation programs, creditors cannot opt out of Chapter 13 and continue to pursue you.
Chapter 13 bankruptcy is a debt consolidation program that is supervised by the federal bankruptcy court based in Salt Lake City. With a Chapter 13 filing, you will make monthly payments for a set period of time to a bankruptcy trustee. Whatever isn't paid off by the end of the payment plan is wiped out. Unlike private debt consolidation programs, creditors cannot opt out of Chapter 13 and continue to pursue you.
Student loan relief
Recent federal policy changes allow student loans to be discharged through bankruptcy in many cases. Contact us now to see if your debt qualifies.
Recent federal policy changes allow student loans to be discharged through bankruptcy in many cases. Contact us now to see if your debt qualifies.
Zero attorney fees upfront
There is no cost to get some quick answers to your questions and help guide you in making a decision about whether to file bankruptcy.
There is no cost to get some quick answers to your questions and help guide you in making a decision about whether to file bankruptcy.
The following are some comments from our Weber County clients. These are real statements taken directly from Google Reviews about Utah Bankruptcy Clinic.
4.9
average rating
Grady and his team at UBC are so accommodating. They turned a major headache into a no-big-deal. I highly recommend consulting with this team to learn more about your options.
5.0
Victor Bush
2025
Grady and his team at UBC are so accommodating. They turned a major headache into a no-big-deal. I highly recommend consulting with this team to learn more about your options.
5.0
Victor Bush
2025
Aaron and Grady worked quickly to help me get my bankruptcy filed. They are knowledgeable and kind! No one thinks this is a route life will take, but it does sometimes and these guys help to ease your mind and let go of any stigmas. Highly recommend to anyone seeking a light at the end of the tunnel in an unfortunate financial time!
5.0
Katlin
2025
Aaron and Grady worked quickly to help me get my bankruptcy filed. They are knowledgeable and kind! No one thinks this is a route life will take, but it does sometimes and these guys help to ease your mind and let go of any stigmas. Highly recommend to anyone seeking a light at the end of the tunnel in an unfortunate financial time!
5.0
Katlin
2025
Aaron and Grady have been tremendous help with filing for bankruptcy. I am a newly single mom and have never thought that I would have to file for bankruptcy. I am so glad that I found this group of attorneys to help walk me through the process and they also made it super affordable to help me accomplish what I am needing done.
5.0
Crafts and dogs
2025
Aaron and Grady have been tremendous help with filing for bankruptcy. I am a newly single mom and have never thought that I would have to file for bankruptcy. I am so glad that I found this group of attorneys to help walk me through the process and they also made it super affordable to help me accomplish what I am needing done.
5.0
Crafts and dogs
2025
I cannot recommend this clinic enough. Bankruptcy is such a hard process to go through, and Aaron & team went out of their way to make the process straightforward and easier. They always responded within minutes of me asking any questions. They briefed me before the meeting, making my confidence build right before the hardest part. If you're going through this, definitely choose Aaron and his team.
5.0
Nikki Dupree
2020
I cannot recommend this clinic enough. Bankruptcy is such a hard process to go through, and Aaron & team went out of their way to make the process straightforward and easier. They always responded within minutes of me asking any questions. They briefed me before the meeting, making my confidence build right before the hardest part. If you're going through this, definitely choose Aaron and his team.
5.0
Nikki Dupree
2020
Grady helped my wife and I file our bankruptcy. He made it quick, fast, easy and most importantly painless. He always responded quickly with zero issues. Communicated amazingly! 10/10 would recommend them!
5.0
Bo Patterson
2026
Grady helped my wife and I file our bankruptcy. He made it quick, fast, easy and most importantly painless. He always responded quickly with zero issues. Communicated amazingly! 10/10 would recommend them!
5.0
Bo Patterson
2026
These guys are awesome, would recommend to anyone and everyone, they’ve helped every step of the way with confidence and professionalism, they’re great:)
5.0
Cameron Satterthwaite
2025
These guys are awesome, would recommend to anyone and everyone, they’ve helped every step of the way with confidence and professionalism, they’re great:)
5.0
Cameron Satterthwaite
2025
Grady has been super helpful and patient with how slow I've been with the process of filing. I deeply appreciate everything everyone has done to help me through this.
5.0
Jace
2025
Grady has been super helpful and patient with how slow I've been with the process of filing. I deeply appreciate everything everyone has done to help me through this.
5.0
Jace
2025
I had an amazing experience with Grady! He made this process easy and very quick to help me as efficiently as possible :)
5.0
Emma Partington
2025
I had an amazing experience with Grady! He made this process easy and very quick to help me as efficiently as possible :)
5.0
Emma Partington
2025
This law firm is quick & efficient. If you’re seeking to file a BK I highly recommend!
5.0
Savvy M
2025
This law firm is quick & efficient. If you’re seeking to file a BK I highly recommend!
5.0
Savvy M
2025
Get started now
Get started now
Info
2150 South 1300 East, Ste. 500
Salt Lake City, Utah 84106
Utah Bankruptcy Clinic.
©️ 2026.
Legal
Info
2150 South 1300 East, Ste. 500
Salt Lake City, Utah 84106
Utah Bankruptcy Clinic.
©️ 2026.
Legal
Info
2150 South 1300 East, Ste. 500
Salt Lake City, Utah 84106
Utah Bankruptcy Clinic.
©️ 2026.
Legal
Text us
Text us